Unlock $2,700+ in value, 125K bonus & 1,300+ lounges
Most premium cards make you work hard to justify their annual fee.
The Chase Sapphire Reserve does the opposite — it stacks over $2,700 in credits, dining rewards, lounge access, and travel protections that collectively make $795/year feel like the best deal in your wallet.
If you travel a few times a year, dine out regularly, and want points that transfer to the best airline and hotel programs, this is where you start.
The Chase Sapphire Reserve doesn’t just promise value — it delivers it through credits that cover the things you already pay for.
Your $300 annual travel credit applies automatically to virtually any travel charge: flights, hotels, Uber, parking, taxis, trains. No activation, no portal required.
Add the $300 dining credit through Sapphire Reserve Exclusive Tables, the $300 StubHub credit for concerts and events, and the $500 The Edit hotel credit — and you’ve already earned over $1,400 in credits before counting a single point.
When you factor in the Chase Sapphire Reserve best bonus offer of 125,000 points (worth $1,875+ in travel), Year 1 value can realistically exceed $3,000 against a $795 annual fee.
The Chase Sapphire Reserve earns points faster than almost any other card in its class.
Book travel through Chase Travel℠ and earn 8X points per dollar — at 1.5 cents per point value, that’s a 12% return on every hotel night and flight. Book flights and hotels directly with airlines and hotels and still earn 4X.
Every restaurant meal — from a neighborhood diner to a three-Michelin-star experience anywhere in the world — earns 3X points. That alone makes this card an everyday earner for anyone who dines out regularly.
These rates combine with Ultimate Rewards transfers to partners like Hyatt, United, British Airways, and Air France to unlock redemption values that can reach 2 cents per point or more on premium travel.
The Chase Sapphire Reserve includes one of the most complete lounge access packages available on any single card.
Your complimentary Priority Pass Select membership covers 1,300+ airport lounges worldwide — and you can bring up to two guests at no extra charge.
On top of that, the Chase Sapphire Lounge by The Club network is exclusively accessible to Sapphire Reserve cardholders. These premium locations offer complimentary food, drinks, and premium airport experiences — and they’re growing rapidly in 2026.
Whether you’re in LAX, JFK, or a layover in London, your card gets you out of the terminal and into comfort.
The current sign up bonus Chase Sapphire Reserve offer is 125,000 Ultimate Rewards points after spending $6,000 in your first 3 months.
At 1.5 cents per point through Chase Travel, that’s $1,875 in travel value. Transfer to Hyatt and that same bonus can book multiple nights at luxury hotels. Transfer to United for business class awards and the value can double.
To hit the $6,000 threshold: use the card for flights, hotels, one quarter of dining, a rent payment, and any other large purchase you have scheduled. Most cardholders hit it naturally within 6 weeks.
And with the January 2026 rule change, each Sapphire card now carries a separate once-per-lifetime bonus — so if you’ve only ever held the Sapphire Preferred, the Chase reserve sign on bonus is available to you today.
Beyond the lounge access and travel credits, the Chase Sapphire Reserve includes a benefit that frequent drivers will appreciate immediately.
As a Sapphire Reserve cardholder, you receive complimentary National Car Rental Executive Elite status — the top tier in the National program. That means complimentary upgrades, free additional drivers, priority service at select locations, and Emerald Club Executive benefits on qualifying U.S. rentals.
No separate enrollment required. No annual spend target to hit. Your Sapphire Reserve card activates this status automatically.Who qualifies for the Chase Sapphire Reserve?
Chase recommends excellent credit for the Sapphire Reserve — generally a FICO score of 720 or higher.
Beyond your credit score, Chase evaluates whether you’ve opened 5 or more new credit cards in the past 24 months (the Chase 5/24 rule). Applicants above that threshold are typically declined, regardless of score.
If you’re not sure where you stand, use the pre-approval tool at chase.com — it checks your eligibility in seconds with no impact to your credit score. You’ll see whether you’re pre-approved and what offer is available before you formally apply.
Getting started is straightforward — and Chase makes it transparent.
Visit chase.com/sapphire/reserve, click “Get Started,” and enter a few basic details to check pre-approved offers with zero credit score impact.
If you’re pre-approved and happy with the offer, completing the full application takes about 5 minutes. Most applicants receive an instant decision. Your card arrives within 7 to 10 business days, and you can start earning toward the welcome bonus from your very first purchase.
125,000 Ultimate Rewards points after spending $6,000 in the first 3 months — worth $1,875+ in travel through Chase Travel or more when transferred to airline and hotel partners.
Yes — for frequent travelers who use the credits. The card delivers over $2,700 in annual value through travel credits, dining credits, lounge access, and streaming subscriptions, against a $795 fee.
Yes — Executive Elite status with National Car Rental, including complimentary upgrades and priority service at participating locations, with no additional enrollment required.
Yes. Chase's "Get Started" tool checks pre-approved offers using a soft pull — your credit score is not affected until you submit a formal application.CompartilharConteúdo do projetoLUIZ MACIELCriado por vocêAdicione PDFs, documentos ou outros textos para usar como referência neste projeto.Conteúdo
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